The Real Estate Geeks ... a Team of Prudential California Realty
When times are tough we want you to know that you have options... If you're lying awake at night, worrying about whether you'll lose your house to foreclosure, you may not be the only insomniac on your block. More than 2.1 million Americans with home loans missed at least one payment last year, according to the Mortgage Bankers Association. More troubling, the rate of new foreclosures continues to rise. Even if your mortgage has become an intolerable burden, letting the bank foreclose could lead to a lifetime of hurt. Losing your home is just the beginning. A foreclosure will wreck your credit report for years, making it impossible — or at least extremely expensive — to buy another home. If the proceeds from the sale of your home don't cover your loan, your lender can sue you to recover the unpaid balance and you will most likely have to pay income taxes on the difference between the loan value and the sale price of the home. Foreclosure is a bad experience to have to go through, besides the financial consequences; you'll have the emotional baggage to deal with. The Good News is if you take control of the process and act quickly, foreclosure doesn't have to happen to you. The Best Way to Avoid Foreclosure — Get Professional Help. In any situation to reach the best outcome you need to know all your options. But to know all your options you need experience and knowledge. We have the experience and knowledge to negotiate the best possible deal for our clients, whether you want to keep or sell your home. Many homeowners are confused about the programs and options they have available to them and simply don’t know where to begin. Others have attempted to work something out on their own with little to no success and now find themselves not knowing what to do next. You have options and you should know what they are! FREE help is available to you so Call us today for a compassionate one on one consultation and together we can determine what options you have to fit your particular situation.
Chip Esajian & Melissa Bayles (714) 720-2555
If you know someone else who is in need of help Please don’t keep us a secret!
Warning: Do Not Under Any Circumstances Add Anyone to the Title of Your Property, Who Promises to Stop Your Home from Foreclosure.
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